PHOCIS Tech©
We’re the first free escrow alternative with an APY revenue option based on each clients AUM. PHOCIS Tech©- More than escrow.
PHOCIS Tech© is a fintech for construction funds — the first free, yield-bearing alternative to traditional escrow. Construction and deal capital (rehab reserves, interest holdbacks, draws, retainage, deposits) sits with a third party for 4–16 months at 2–5% fees while earning nothing. PHOCIS holds it free to the client, custodied at Wells Fargo & Axos under each client's own EIN, and pays yield on idle balances.
We serve: private money, bridge & construction lenders (incl. banks & credit unions), general contractors & builders, real estate developers, family offices, 1031 exchange qualified intermediaries (QIs), and M&A / deal escrow.
Live platform with banking partners in place and first accounts onboarding.
Founder: Nate Cater, U.S. Marine Corps veteran. — More than escrow.
We serve: private money, bridge & construction lenders (incl. banks & credit unions), general contractors & builders, real estate developers, family offices, 1031 exchange qualified intermediaries (QIs), and M&A / deal escrow.
Live platform with banking partners in place and first accounts onboarding.
Founder: Nate Cater, U.S. Marine Corps veteran. — More than escrow.
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